8 Best Nonprofit Credit Card Processing Solutions in 2022

Social impact businesses are booming in the United States and around the world with organizations expanding their activities to serve a range of beneficiaries. As nonprofit credit card processing solutions continue to evolve, these companies need reliable options for maximizing efficiency at minimal cost. Here’s what we expect to see in 2022 as 8 best nonprofit credit card processing solutions take form

The “best payment gateway for charities” is a credit card processing solution that allows nonprofits to take donations. The best nonprofit credit card processing solutions are the ones that will allow you to process your donations without having to worry about fees and charges.

Having the ability to accept credit card contributions, regardless of the size of your charity, may dramatically improve the amount of money you can raise. You may also set up regular contributions or online donating with ease. Some standard merchant account providers and credit card processors give organizations lower prices, while other solutions are tailored to assist NGOs collect contributions and include features to make fundraising simpler.

The following are the finest credit card processing companies for nonprofits:

• Helcim: Best overall for on-site and online contribution collection
• PayPal is the best option for taking a wide range of payment methods.
• iATS: For charities who utilize Salesforce as a CRM, this is the best option.
• Square is ideal for small NGOs that do in-person sales or collect donations.
• Stripe: For 501(c)3 organizations, Stripe is the best option for online contributions.
• CharityEngine is the best all-in-one fundraising and marketing solution available.
• Dharma Merchant Services is a company that provides services to businesses.: This service is best for NGOs who receive more over $10,000 per month.
• Charity on GoFundMe: The Most Effective Crowdfunding Platform

Comparison of the Best Nonprofit Credit Card Processors

Except for Square, all of the payment processors on this list provide discounts to charity or are designed expressly for them.

Helcim: Best Nonprofit Credit Card Processor Overall

Helcim

4.20 OUT OF 5 STARS FOR THE OVERALL PERFORMANCE

What We Enjoy

• Donation portal tools for customers
• Mobile gift through in-person donation
• CRM, invoicing, and recurring billing features are all built-in.

What Isn’t There

• Helcim’s markup is solely discounted via card network costs, not through Helcim’s markup.
• Third-party integrations are limited.
• When compared to alternatives, this is an expensive mobile card reader.

Pricing at Helcim

• Fees per month: Monthly fees: $0
• Interchange charges for non-profits are lowered by the card networks.
• Fee for having a card present: 0.1 percent + 5 cents to 0.3 percent + 8 cents
• Fee for not having a card: 0.2 percent + 10 cents to 0.5 percent + 25 cents
• 0.5 percent + 25 cents ACH charge
• Fee for non-sufficient funds / reject / return: $5
• Refundable chargeback cost of $15
• Hardware starts at $109 and goes up from there.

With extremely low per-transaction costs and no monthly fees, Helcim is one of the most cost-effective payment processors in the business. It includes a complete set of online and in-person payment options, as well as CRM elements that are readily adaptable to charitable purposes.

While Helcim does not provide cheaper processing costs of its own, it does offer special interchange rates for organizations from Visa and Mastercard, which reduces your total processing charge.

Helcim received a 4.20 out of 5 rating in our review, putting it ahead of PayPal in this update. It does not charge companies for using its payment processing facilities, notably its recurring billing services, and has a more simpler price structure than PayPal. Helcim, on the other hand, was penalized for its Integrations are limited., particularly its lack of support for charitable platforms, which PayPal and even Stripe excel at.

Features of Helcim

• International payments processing: Helcim does not charge any cross-border fees other than what card networks charge (1–3%). It also does not charge a currency conversion fee if you take contributions from outside the United States.
• Payments made over the phone: Use Helcim’s Using a virtual terminal to accept contributions over the phone. It works with any browser and even enables you to set up regular payments.
• Customer portal: Helcim offers a free customer portal. You may use this to let your contributors manage their subscriptions and memberships. It also has a card vault function that securely keeps their credit card information.
• Helcim’s payment gateway is simple to set up, with a payment page wizard that lets you modify the page to match your nonprofit’s branding. You may also create “Donate” buttons and QR codes to use in emails and social media campaigns.

What Helcim Isn’t Including

Helcim does not have dedicated fundraising tools and offers Third-party integrations are limited., so you may find it difficult to use if you wish to partner with nonprofit platforms. If this feature is something you need, consider Stripe for pure payment processing (it even supports platforms like GoFundMe) and PayPal for more flexible payment options.

PayPal is the best option for a wide range of payment options.

PayPal

4.17 OUT OF 5 STARS FOR THE OVERALL PERFORMANCE

What We Enjoy

• Nonprofits get a discount.
• Easily accept Venmo, PayPal, ACH and other Types of Payment
• Payments may be made both in person and online.
• For recurring/repeat contributions, payment information is saved.

What Isn’t There

• Chargeback fees are collected.
• Customer database tools are limited.
• Only validated IRS 501(c)3 NGOs are eligible for discounts.

PayPal Charges

• Web payments (Monthly Fees: Web payments ($0–$30), Using a virtual terminal ($30, Recurring Billing ($10)–$30), Using a virtual terminal ($30), and Recurring Billing ($10) are the monthly fees.
• For verified charity accounts, transaction costs are as follows: 1.99 percent + 49 cents for online transactions, 3.5 percent + fixed price for in-person transactions through PayPal Here, and 1.5 percent + flat rate for foreign contributions.
• $20 in chargebacks (PayPal), $15 in chargebacks (Braintree)
• Hardware costs $29 for the first card reader and $79 for each subsequent card reader.

Nonprofit organizations that have been verified by PayPal are eligible for 501(c)3 discounts. Otherwise, contributions to PayPal Business accounts are subject to a transaction charge of 2.89 percent + 49 cents.

PayPal is a wonderful match for NGOs of any size wishing to accept contributions with no minimums and a brand that is trusted by consumers and contributors worldwide. It accepts foreign currencies, making it perfect for multinational organizations or NGOs trying to raise funds in other countries. What makes it special, though, is that NGOs may take PayPal Credit, Pay in 4, and Venmo, which is also owned by PayPal, in addition to PayPal donations.

PayPal also purchased Braintree to increase its functionality for marketplaces and provide other payment processing capabilities like ACH and e-checks. Therefore, PayPal is the clear leader for payment processing versatility, making it our most recommended provider for accepting a wide range of Types of Payment.

PayPal and PayPal’s Braintree both received strong overall ratings: 4.17 out of 5 for PayPal and 4.11 for PayPal’s Braintree. For this update, though, it is just behind Helcim. PayPal, unlike Helcim, charges a fee if you wish to utilize a Using a virtual terminal and set up regular payments for contributions.

PayPal, on the other hand, gives organizations additional discounts and has a significantly better user-friendliness rating. In terms of functionality and customizations, Braintree came out on top. Either option is a great match for a charity, and both are well-liked by 501(c)3s of all sizes.

Features of PayPal

• Online donations: PayPal enables you to design personalized give buttons that you can include on your website or email to your supporters. Create shareable URLs for your social networking accounts and other internet sites as well. Donations may also be made using a Using a virtual terminal.
• In-person donations: Make a QR code that you can display at events and have your visitors scan to be sent to a mobile-friendly checkout where they can make payments. You may also include a contribute button in your mobile payment app so that users can submit contributions.
• Recurring payments: You may securely save your contributors’ credit card information and use it to handle automatic recurring payments, or you can send out invoices through email with a link to your payment page.
• Set up a contribution link for social media with PayPalMe (higher transaction fees apply).
• Register for the PayPal Giving Fund to receive contributions through PayPal, eBay, and other partner platforms.
• Obtain instant money in your PayPal account, as well as a two-day transfer to your bank, upon request or according to a plan you choose.

When to Use Braintree: Although Braintree is owned by PayPal, it provides additional customization options for its online features, including as transaction reports. It is, however, more complicated, and users claim that it requires someone who is tech-savvy to get the most out of it. It supports ACH and e-checks (PayPal does not), is better at managing bitcoin payments, and charges less for international transactions. If you’re creating a marketplace, it’s also the processor to use.

What PayPal Isn’t Providing

While PayPal is a powerhouse when it comes to aiding nonprofits, the system might benefit from a larger client database. It can only save client information for the time being in order to set up recurring invoicing and keep track of daily transactions. Consider Square if this functionality is critical to your nonprofit’s success.

iATS: Best for Salesforce Nonprofits

iATS

AVERAGE RATING: 4.14 OUT OF 5

What We Enjoy

• Integrates with software and organizations dedicated to charities and donations.
• There are no charges for chargebacks or early cancellation fees.
• ACH (automated clearing house) payments

What Isn’t There

• A one-year contract is possible.
• 2+ days of disbursement
• Integration of the customer database is required.

Pricing for iATS

• Fee per month: Fee per month: Fee per month: Fee per month: Monthly fee: $0
• Not promoted per transaction
• Chargeback: $0 in chargebacks
• 1 year contract with a 6-month automatic renewal
• Fee for cancellation or early termination: Early termination/cancelation fee: $0
• Purchase hardware separately.

iATS Payments is an all-in-one payment system for international credit card (quite similar to PayPal) and ACH payment processing designed specifically for NGOs. iATS, on the other hand, is unique in that it works with charities of all sizes and provides secure online forms, making it simple and safe to collect contributions. It also works with CRM and donation-focused applications and businesses.

iATS is used by over 14,000 NGOs, and it works with 55 different CRM, event management, and philanthropic services. Its mobile app for receiving gifts and payments on the go (at a local craft festival or civic event, for example) and its Salesforce payment processing software, Brickwork, are noteworthy. Brickwork makes it simple to accept contributions, streamline donor changes, and retain donor information and transactions on the same platform if you use Salesforce.

iATS received a 4.14 out of 5 rating based on our assessment. It received high marks for its price and payment flexibility, which included its own mobile payment app. iATS, although being developed for NGOs, is significantly reliant on connectors to enable online forms and maintain a customer database, which kept it from scoring higher in our roundup.

Features of iATS

• Online forms: iATS specializes in customizing online forms for a variety of purposes, including church contributions, event signups, and auction bids.
• This payment processor was created with organizations in mind and features a mobile payment software with its own mobile card reader.
• Payment management from your CRM, auction software, and online fundraising platform: iATS interacts with hundreds of technology partners and can handle payments from your CRM, auction software, and online fundraising platform.
• Brickwork by iATS is a native Salesforce software that gives you access to additional nonprofit and management capabilities, such as online and offline Using a virtual terminals, donor databases, and regular gift scheduling.

What iATS Isn’t Doing Right

Variable deposit times are listed on the iATS Payments website, ranging from one to two business days for Visa, Mastercard, and American Express transactions, and every Thursday for Discover transactions. ACH transactions, on the other hand, are deposited every Wednesday. If your firm wants immediate access to cash, this arrangement may not be appropriate; instead, explore Square, which charges a 1.5 percent fee for same-day transactions.

Square is the best option for non-profits in need of a point-of-sale system for in-person sales.

Square

4.09 OUT OF 5 STARS FOR THE OVERALL PERFORMANCE

What We Enjoy

• There is no chargeback fee.
• Ecommerce and point-of-sale software are both available for free.
• CRM tools for donor database administration are included.

What Isn’t There

• Nonprofits are not eligible for discounts.
• Only during business hours is live help available.
• Some fundraising tools need integration.

Pricing in Squares

• Fee per month: Fee per month: Fee per month: Fee per month: Monthly Fee: $0
• 2.6 percent + 10 cents each transaction; 2.9 percent + 30 cents every invoice and online payment
• Chargeback Fee: $0 chargeback fee
• The first magstripe reader is free; additional readers cost $49, and terminals cost $299.

For small companies, Square is a popular point-of-sale system and credit card processor. Its capabilities are incredibly adaptable, making it an excellent service for organizations, particularly those who sell things or host events. It has CRM features for communicating with your donors, as well as campaign monitoring and recurring donation features.

It’s the only payment processor on our list that doesn’t offer organizations any savings. However, it’s still reasonably priced, and the lower base rate for in-person donations (10 cents vs. 30 cents) makes it a decent choice if you accept a lot of modest payments rather than a few bigger ones. The Square POS system is a bonus, but it lacks fundraising-specific capabilities elsewhere. It also gets excellent reviews from users for simplicity of use, and it received a strong 4.09 out of 5 in our review.

Features that are square

• Square allows you to make online contribution buttons, set up recurring payments, and personalize invoiced donations.
• Square’s mobile payments capabilities are well-known, with its free mobile app and card reader allowing you to transform your phone into a payment processor.
• Built-in payment systems: It includes a free Using a virtual terminal, native POS, and ecommerce systems to let you take contributions in a number of ways.
• Reporting features: From a single platform, you may obtain analytics and real-time data to keep track of your various contribution payments.
• Customer engagement features: The system has a customer engagement function that enables you to keep track of customers, send emails, and track campaigns.

What Square Isn’t There?

Expect to be paid Square’s standard fee until your organization (nonprofit or otherwise) produces more than $250,000 in card transactions per year. It does not provide discounts to charitable organizations since its transaction cost is already competitively cheap. If this is a deal breaker for you, PayPal offers a low 1.99 percent + 49 cents reduced transaction charge as well as no monthly fees.

Do you want to know more about Square?

Stripe is the best option for online donations.

Stripe

4.03 OUT OF 5 STARS FOR THE OVERALL PERFORMANCE

What We Enjoy

• 450+ integrations and 135+ currencies are just a few of the features.
• Invoices and manages recurring contributions.
• Support is available 24 hours a day, 7 days

What Isn’t There

• Only 501(c)3 and contributions qualify for a discount.
• Pricing is complicated; you’ll need to contact for the nonprofit discount.
• APIs are required for certain functionalities, such as Using a virtual terminals and reporting systems.

Pricing using Stripe

Stripe provides nonprofits with processing reductions but does not make them public. Stripe’s merchant rates, which may be used as a benchmark for its reduced nonprofit prices, are as follows:

• Fee per month: Fee per month: Fee per month: Fee per month: Monthly fee: $0
• 2.9 percent + 30 cents on the internet
• Starts at 2.7 percent + 5 cents when paid in person at a terminal.
• 2.9 percent + 30 cents for digital wallet
• 0.8 percent limited at $5 for ACH direct debit
• 0.5 percent–0.8 percent per transaction for recurring payments
• 0.4 percent –0.5 percent invoicing
• Chargebacks are $15 each.
• Hardware starts at $59 and goes up from there.

Stripe is a popular payment processing rival to PayPal since it, too, provides competitive prices and operates on a per-transaction basis rather than needing a long-term commitment. It also offers 501(c)3 NGOs a processing cost reduction. It does not, however, offer any unique tools for organizations, but its feature set is extensive and includes a sophisticated fraud prevention mechanism. Stripe is also used by several crowdfunding sites that specialize on charitable fundraising.

Stripe received a 4.03 out of 5 rating in our review, and users rated it as highly as PayPal, while PayPal outperformed Stripe in terms of deposit speed and simplicity of use; iATS also outperformed Stripe in terms of accessible fundraising options. It does not have particular functionalities for NGOs, and access to its Using a virtual terminal capabilities requires an API call. It does, however, include a build-your-own POS system, a user interface (UI) for generating buttons, and over 450 program connectors, making it a very adaptable payment processing solution.

Features of the Stripe

• Customizable checkout page: Customize your checkout settings using client-only connections for receiving contributions using Stripe’s dashboard.
• Contribution pages that may be customized: Customize your donation pages by adding donation amounts as goods for your donors to pick from. They’ll be taken to your thank-you page as a result.
• CharityWeb, a charity fundraising platform that interfaces with Stripe and enables you to design fundraising pages and link them to your own website, is a hosted fundraising platform.
• Integrate with POS and ecommerce systems for non-profits, or create your own (higher transaction fees may apply).
• Customizable money transfer: Receive a two-day transfer to your bank or a transfer on a timetable of your choosing.
• Global payments: Stripe supports 135+ currencies and has Support is available 24 hours a day, 7 days.

Is There a Stripe That I’m Missing?

While Stripe offers Nonprofits get a discount., most of its fundraising tools are from integrations. Unlike PayPal, which includes dedicated fundraising functions such as creating donate buttons, Stripe allows you to design a custom checkout and integrate it to your donation page. If you prefer a system with more fundraising tools, consider PayPal.

CharityEngine: Best for Online Fundraising & Marketing

CharityEngine

3.89 OUT OF 5 STARS FOR THE OVERALL PERFORMANCE

What We Enjoy

• a one-stop shop for all your fundraising needs
• Processes ACH and credit card transactions.
• CRM and customer database

What Isn’t There

• Need to get a quote? Give us a call.
• There will be no swipe or chip transactions in person.
• There is no indication of customer service hours.

Pricing for CharityEngine

Because CharityEngine is a complete software solution, prices vary by the tools you get. You’ll Need to get a quote? Give us a call..

• Monthly fees range from $350 to $1500 on average.
• Plans are dependent on how many contacts you can manage using their CRM system.

If your organization conducts many campaigns, maybe even at the same time, having a system that can manage anything from events to regular contributions might save you hours of time and stress. CharityEngine is a full-featured fundraising platform that also handles payments. CharityEngine, unlike iATS, does not have an in-person payment mechanism in its basic capabilities, making it a better match for NGOs who solely take online contributions.

In our review of CharityEngine, we gave it a 3.89 out of 5 since its pricing is imprecise at best on its website—you’ll need to contact for a specific price. In addition, consumers did not think its UI was as good as some of the others on our list. Nonetheless, they laud the advantages, which are many!

You may organize events, set up recurring contributions, create a website, handle direct mail campaigns, and organize peer-to-peer fundraisers, among other things. Credit cards, e-checks, and direct transfers/ACH may all be processed. It’s a great system, so give them a call to find out how much it costs for your company.

Features of CharityEngine

• Online fundraising options include a website, a shopping cart builder, and an online form, all of which are available via CharityEngine. Branding and product marketing options are also available via the system.
• CRM and marketing: From a single platform, you can manage a direct mail fundraising program, plan events with integrated email communications and payment systems, and promote your campaigns.
• User center: This section of your branded contribution platform enables your regular contributors to manage their personal information (such as credit card numbers, addresses, and communication choices).
• Donation management: You can securely safeguard transaction data, manage recurring donations, monitor commitments, and produce comprehensive reports using CharityEngine.
• Workflow automation: It has automated workflows for billing and fundraising, data transfer across finance teams, and departmental reconciliation.

What CharityEngine Isn’t Doing Right

CharityEngine’s charity services are entirely centered on internet contributions, which is obvious to detect. While the company’s website claims that it supports face-to-face marketing (together with Direct Response TV), collecting pledges from your visitors at events may need a separate expenditure. All of the other companies in our review can process card-present transactions for no additional charge, but Square is the best option because of its low transaction price, forever-free plan, and CRM features.

Dharma Merchant Services is a company that provides services to businesses.: Ideal for Charities with a Bigger Budget

Dharma Merchant Services is a company that provides services to businesses.

3.78 OUT OF 5 STARS FOR THE OVERALL PERFORMANCE

What We Enjoy

• There are no long-term contracts.
• Using a virtual terminal
• Low interchange costs are obtained through working with credit cards.

What Isn’t There

• Ecommerce, recurring billing, and invoicing are all additional costs.
• Monthly charge of $20–$25
• A fee of $49 will be charged if you terminate your account.

Pricing in the Dharma

• Fee each month: $20–$25
• Above interchange: Storefront (from 0.1 percent + 8 cents), Virtual (from 0.1 percent + 11 cents).
• $10/month for the ecommerce functionality
• Monthly recurring billing: $10
• ACH (check) processing: $25 per month, 40 cents per transaction
• $25 chargeback
• Fee for canceling an account: $49
• The cost of the hardware is $149 for a mobile card reader.

Dharma Merchant Services is a company that provides services to businesses. is a direct credit card processor that works with nonprofits and regular businesses, generally those processing over $10,000 monthly. It not only offers discounted processing fees but also ensures you are registered with credit card companies to receive the lowest interchange rates. If you handle more than $10,000 in transactions per month, it’s a good service to have.

Dharma, unlike Helcim and Stripe, was penalized in our review since it charges a monthly fee in addition to transaction costs, making it suitable for established nonprofits with consistent contributions that can cover the monthly price. In addition, unlike many of the services on our list, it does not provide additional fundraising options.

However, it does provide a Using a virtual terminal (which Stripe lacks) for phone or mail order donation processing, and it integrates with 4aGoodCause, which manages donation pages for a monthly fee. Users who reviewed Dharma like the service, but it may not be the best option for small charities. As such, it received an overall of 3.78 out of 5.

Dharma Merchant Services is a company that provides services to businesses. Features

• Merchant Using a virtual terminal: You can access Dharma’s online Using a virtual terminals where donors can manually enter their payments from a browser.
• The MX invoicing tool enables you to set up monthly contribution possibilities via memberships and signups.
• Dharma provides a $149 mobile payment processing solution that includes a free app and a card reader.
• Integration with the 4aGoodCause contribution platform: Get donation buttons, pages, and reports by integrating with 4aGoodCause.
• Ecommerce integration: You may connect your website or online shopping cart to an ecommerce gateway and configure it with contribution amount choices.

What Is Dharma Missing?

The absence of a free plan option is maybe Dharma’s most noticeable flaw. Dharma charges a $20–$25 monthly membership fee on top of prices for accessing services like free ecommerce and recurring billing capabilities, unlike PayPal, which provides both free and paid options. With its forever-free plan, Square is a better fit for small organizations in need of an ecommerce solution.

The Best Charity for Crowdsourcing Donations is GoFundMe.

Charity on GoFundMe

3.72 OUT OF 5 STARS FOR THE OVERALL PERFORMANCE

What We Enjoy

• Free plan
• $5 billion raised on the most popular social fundraising platform
• CRM, registration, tickets, and email are all included.

What Isn’t There

• There is no card reader available.
• There will be no ACH or e-check processing.
• Integrations are limited.

Pricing on GoFundMe

• Fee per month: Fee per month: Fee per month: Fee per month: Monthly Fee: $0
• Fees per transaction:
  • Individual/Corporate Fundraising: 2.9 percent plus 30 cents
  • 2.2 percent + 30 cents for charities
• Fees for chargebacks vary depending on the processor (PayPal, Stripe, or Ayden).
• Time to deposit: 2–5 business days

Most people are familiar with GoFundMe as a crowdsourcing platform that people utilize when they have a financial emergency. It does, however, provide services tailored to nonprofits. It has no platform cost, and its per-transaction pricing is determined by individual or charity fundraisers. The PayPal Giving Fund handles payment transactions for charitable fundraisers.

This service earned a 3.72 out of 5 in our evaluation because of its specific crowdfunding purpose. Like CharityEngine, GoFundMe is not designed for in-person payments. It also took a hit because it does not support e-checks or ACH (automated clearing house) payments that other nonprofit platforms, like iATS, offer. Finally, its integrations are few and mostly related to CRM or charity fundraising. Nonetheless, the rates are competitive, and in addition to the GoFundMe website, which increases your visibility, you can accept donations via your own website.

Charity on GoFundMe Features

• Because the GoFundMe site is free to use, you will get 100% of the contribution.
• Design tools for producing branded campaign pages, email appeals for contributions, and invitations to fundraising events: It offers you access to design tools for creating branded campaign pages, email appeals for donations, and invitations to fundraising events.
• Crowdfunding platform: It helps your organization and contribution campaigns to get more awareness.
• Tools for social crowdfunding: GoFundMe’s site is simple to use and allows for text, picture, and video storytelling.
• Reporting tools: You have complete control over your transaction data and may build reports to get valuable insights into your campaign.

What GoFundMe Isn’t Including

GoFundMe is strictly a crowdfunding platform and does not support ACH or e-check transactions and card reader functions. This means that like CharityEngine, GoFundMe cannot process in-person donations, which is a shame because it provides strong social crowdfunding tools that can easily encourage potential donors to attend fundraising events. If your nonprofit requires these missing features, consider Square, which allows you to accept ACH (automated clearing house) payments and offers social media integration with its marketing tools for a small fee.

How We Assessed Nonprofit Credit Card Processors

Credit card processors should do more than just accept payments for charities and organizations. They should provide reduced pricing, convenient fundraising methods, and the option to contact supporters. We looked over 14 charity credit card processing firms to find the top eight for 2022.

Helcim was selected as the top credit card processor for nonprofits, with an overall score of 4.20 out of 5. It has reasonable pricing, no commitments, and no monthly fees, as well as handy tools for online and in-person fundraising.

For a complete list of our scoring criteria, go through the tabs below:

25% of the overall score

We chose processors that did not have contracts or levy monthly fees since you may not have full-time fundraising demands. We also searched for cheap chargeback costs and no cancellation penalties, as well as reduced prices.

30% of the overall score

You need to be able to accept multiple Types of Payment and from many places. Thus, we gave points for in-person payments (including tap payments like Apple Pay), ecommerce transactions, ACH and e-checks, and stored payment information for recurring donations.

30% of the overall score

The finest credit card processors for NGOs are more than just payment processors. Fundraising tools, PCI compliance, a customer database, and CRM capabilities are also available. We preferred those with speedy disbursements and live customer assistance available 24 hours a day, 7 days a week.

15% of the overall score

We evaluated the comments of real-world experts: NGOs that utilize these platforms, in addition to our own review of the features and platform. On independent user review sites, we looked at the ratings and comments.

*Percentages based on total score

Conclusion

If you’re a charity, you should be eligible for a payment processing discount. There are numerous great merchant services and credit card processors that deal with organizations, both direct and third-party. Third-party processors provide not just lower rates, but also extra tools to help in fundraising.

We picked Helcim as the best credit card payment processor for NGOs because it provides wholesale, volume-based interchange-plus pricing as well as card network charity rates. It makes its whole array of online and in-person payment processing facilities accessible to fundraisers at no additional cost, in addition to a zero monthly plan.

Pay a visit to Helcim.

The “google pay for nonprofits” is a new payment option that has been released by Google. It is an open source solution that allows users to get paid via their credit card. The best part about this system, is that it does not cost the nonprofit anything!

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